Price Reduction
Address
10399 Ne 218th Lane Road, FORT MC COY, FL
Price
$ 429,900
Property Attributes
  • MLS#OM708396
  • TypeSingle Family
  • Listing Status Active
  • CountyMarion
  • CityFORT MC COY
  • AreaFort Mc Coy/Salt Springs
  • NeighborhoodLAKE PEGRAM
  • Zip32134
  • StyleSingle Family Residence
  • Year Built1960
  • Taxes$ 4314
  • Price$ 429,900
  • Bedrooms4
  • Full Bathrooms2
  • Half Bathrooms0
  • Sqr Footage2178
  • Lot Size1.19 Acres
Data Source:
Stellar MLS
Property Description

HUGE PRICE REDUCTION**Dream no more—welcome to your own 1+ acre lakefront retreat on the pristine shores of private Pegram Lake, a 90-acre spring-fed gem. This residence, the very first home ever built on the lake, has been completely reimagined—renovated down to the studs. Every detail has been thoughtfully designed, blending luxury finishes with the natural beauty of Florida living. Here, life on the water is effortless—enjoy boating, jet skiing, fishing, or simply relaxing along your own shoreline. Across the lake, a private island adds to the charm of this natural oasis. The lake is also a sanctuary for Florida’s native wildlife; it’s not uncommon to see graceful sandhill cranes, herons, and geese migrating along the shoreline, creating a peaceful and picturesque backdrop. The grounds feature a lovely pollinator garden, perfect for cultivating your favorite plants or simply enjoying the serenity of the outdoors. The gourmet kitchen is a showstopper, boasting exotic granite countertops, custom cabinetry, custom farmhouse sink and a stone-accented fireplace. A spacious island provides bar seating, while the open dining area features a built-in butler’s cabinet—all overlooking breathtaking lake views. The spa-inspired main-level bath offers a glass shower and freestanding tub with barn-door entry. An enclosed Florida room under A/C flows seamlessly to the lakeside porch, while upstairs(FULLY OPENED UP TO ACCESS SECOND STORY) you’ll find 2 bedrooms, a second fully renovated bath, and even a second kitchen—making this home an ideal AirBnB or multi-generational retreat. Rental potential is outstanding, with nightly rates of $250–$300 or $1,500–$1,800 per week. This is more than a home—it’s a lifestyle, a sanctuary, and an investment opportunity all in one. Bring your family, friends, or guests and experience the rare beauty of Florida lakefront living.

Elementary School Middle School High School
Fort McCoy School (K-8) Elementary School Ft McCoy Middle Middle School North Marion High School High School
Price History
12/19/2025 Listed $524,900
1/12/2026 5$499,900
2/3/2026 7$465,000
5/4/2026 3$449,900
8/31/2026 4$429,900

General Features

Sewer Septic Tank
Heating Central,Electric
Cooling Central Air
Utilities Electricity Connected
Possession Close Of Escrow
Roof Metal
Appliances Dishwasher,Dryer,Microwave,Range,Refrigerator,Washer
Zoning R4
Garage Spaces 2
Construction Materials Wood Siding
Year Built 1960
Levels Two
Property Subtype Single Family Residence
Tax Year 2024
Ownership Fee Simple
County Marion
New Construction false
Property Type Residential
Attached Garage true
Subdivision Name LAKE PEGRAM
Facing Direction Northeast
Garage Y/N true
Total Rooms 3
Full Baths 2
Status Active
Directions Heading East on Silver Springs Blvd, turn left onto HWY 315, turn left onto NE 220th St, turn left onto NE 106th Ave, take a slight right turn onto NE 218th Lane Rd, the destination is on your right. Sign in yard.
High School North Marion High School
City FORT MC COY
Senior Community Y/N false
MLS Area 32134 - Fort Mc Coy/Salt Springs
Lot Size Units Acres
Lot Size Square Feet 51836
Carport Y/N false
Listing Terms Cash,Conventional
Elementary School Fort McCoy School (K-8)
Land Lease Y/N false
Tax Annual Amount 4314.64
Middle/Junior High School Ft McCoy Middle
Additional Parcels Y/N false
Lease Considered Y/N true
Virtual Tour https://www.propertypanorama.com/instaview/stellar/OM708396
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active
Occupancy Type Vacant
Legal Description SEC 10 TWP 12 RGE 23 E 75 FT OF W 150 FT OF NE 1/4 OF NE 1/4 OF NW 1/4 & COM AT THE SW COR OF THE E 75 FT OF W 150 FT OF NE 1/4 OF NE 1/4 OF NW 1/4 OF SEC 10 TH S 88-21-42 E 73.61 FT TH S 02-46-38 W 36 FT TH S 80-44-00 W 75 FT TH N 02-26-10 W 50.18 F T TO THE POB
Minimum Lease No Minimum
Water Access Y/N false
Additional Rooms Inside Utility,Interior In-Law Suite w/Private Entry,Storage Rooms
Water View Y/N false
Flood Zone Code X/A
In Law Suite YN true
In Law Suite Description Attached,Kitchenette,Private Entrance
Flood Zone Code X Yes

Interior Features

Interior Amenities PrimaryBedroom Upstairs,Solid Surface Counters,Solid Wood Cabinets,Thermostat,Window Treatments
Flooring Carpet,Vinyl
Furnished Y/N Unfurnished
Total Stories 2
Air Conditioning Y/N true
Heating Y/N true
Window Features Blinds,Window Treatments
Fireplace Y/N false
Laundry Features Inside,Laundry Room,Upper Level
Total Bedrooms 4
LivingAreaSource Public Records
Total Baths 2

Exterior Features

Exterior Amenities Balcony
Water Source Well
Lot Size Area 1.19
Foundation Details Slab
Building Area Total 3702
Lot Dimensions 75 x 168
Lot Size Acres 1.19
Road Surface Type Dirt,Unimproved
Private Pool false
Waterfront Y/N false
Covered Spaces 2

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Property vs Single Family Average in 32134

Price
AVG $310K
$430K
Taxes
AVG $2,435
$4,314
Year Built
AVG 1982
1960

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